Decisioning 5 min read
Why credit analysts need rules, not robots
Credit underwriting is a judgement call. A rules-based decision engine does not replace the analyst; it gives them structured evidence to decide faster.
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What we measured, and what moved.
Notes from building bank statement extraction for lenders: how accurate it is against statements checked by hand, why every statement has to reconcile, and where a person still needs to look.
Architecture 4 min read
Agentic AI or deterministic extraction?
For turning a bank statement into structured underwriting data, an agent is the wrong shape of tool. Why the extraction layer should be deterministic, reproducible and boring.
Read the article →Scale 3 min read
382 pages, 3,730 transactions: the longest statement we have read
A lender uploaded a single 382-page bank statement with 3,730 transactions. What it took to process, and what it saved.
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