High Quality Bank Statements Analysis
ExactSum analyses complex bank statements using AI computer vision to flag transactions with unparalleled accuracy saving you hours of manual work
Over 50,000+ pages processed
Bank statements from these institutions processed daily with industry-leading accuracy and security.
Secure, Fast, Streamlined
Request
Collect bank statements from your clients.
Upload
Securely upload bank statements and let ExactSum analyse them.
Review
Review the analysis covering: tax transactions, loan payments, director loans.
Approve
Once the analysis is reviewed, proceed with your decision.
Comprehensive solutions for every financial workflow
Lending
ExactSum provides lenders with comprehensive financial insights to make informed credit decisions. The Balance Analysis and Loan Analysis modules help assess borrower creditworthiness by examining cash flow patterns, existing debt obligations, and repayment capacity.
Overdraft Analysis reveals cash flow stress indicators, whilst Recurring Transactions identify stable income sources and existing financial commitments. Unpaid Transactions highlight payment reliability issues that could indicate credit risk.
Our advanced AI-powered analysis ensures you have all the critical information needed to make confident lending decisions whilst reducing manual review time.
Each module works together to provide a complete financial picture that reduces manual analysis time whilst improving accuracy and compliance across all these use cases.
Built to read
like a human at
100x speed
ExactSum's Mgentic system utilises both OCR and vision language models (VLM) for unmatched accuracy and reliability.
Traditional computer vision
ExactSum first uses layout-aware models to break down the document visually, capturing regions, tables, figures, and text.
VLMs make corrections
Like a human, our Mgentic model can detect minor mistakes and correct them, ensuring accuracy even in the most detailed cases.
VLMs review ExactSum's outputs
VLM then interpret each transaction and statement period in context, linking transactions to balances, understanding descriptions, and classifying transactions.
ExactSum links all transactions to source document
Like a human would, ExactSum Citations Logic is able to show source of every transaction back at the original bank statement PDF whether being a digital or low-quality scanned version of the bank statement.
Instant sync with Titan Platform
Improve end-to-end workflows by automatically importing approved client documents into the Titan CRM Platform.
“By leveraging ExactSum, we are able to achieve significantly higher accuracy whilst saving up to 20 hours monthly per person on bank statement review that eliminates manual processing errors and accelerates decision-making”
Greg Smith
Operations Leader
Save 1+ Hour Daily - All-in-One Bank Statement Intelligence
ExactSum's comprehensive feature set handles all your bank statement processing needs out of the box. No training required.
9 Specialised Analysis Modules
Business Information
Extract company details and account information
Unpaid Transactions
Identify failed payments and outstanding debts
HMRC Transactions
Track tax payments, VAT, and PAYE submissions
Director Transfers
Monitor money transfers between company and director accounts
Loan Analysis
Analyse loan payments and borrowing patterns
Direct Debit Analysis
Monitor automated recurring payments
Overdraft Analysis
Track overdraft usage and negative balance periods
Balance Analysis
Examine cash flow patterns and financial stability
Recurring Transactions
Detect regular payment patterns and subscriptions
Additional Features
Multi-Statement Analysis
Analyse all bank statements from customers—even from different accounts—in bulk. Search by date, transaction type, description, amount, and more.
Interactive Transaction Charts
Click on chart elements to view detailed transaction information with balance trends, money flow breakdowns, and activity patterns.
Universal Processing
Process all bank statement types: digital downloads, CSV files, single scans, and multi-statement scans (hundreds of pages).
High Trust & Traceability
Every transaction and analysis is traceable to the original transaction on uploaded bank statements with connected transaction linking.
Complete Analysis Export
Download full analysis summaries in Excel format with separate sheets for each analysis module.
AI/OCR Extraction
Raw transaction data extracted by AI and OCR is available for further compliance verification and accuracy checks.
Industry leading security
SOC 2 Certified
ExactSum security practices and controls have been independently audited by experts.
Encryption
Data is encrypted in transit and at rest using the most secure algorithms available.
Zero Data Retention
Your data is never used to train AI models and is deleted permanently once you remove it.
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